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What to Do if You're Injured in a Pennsylvania Uber or Lyft Accident

Town Law Publishing March 24, 2023

Ridesharing services like Uber and Lyft have revolutionized the transportation industry, making travel more convenient and cost-effective for millions of passengers. However, just like any other mode of transportation, accidents can happen. If you're injured in a Pennsylvania Uber or Lyft accident, it's crucial to know your rights and the necessary steps to protect yourself legally.

Ensure Everyone's Safety and Call 911

The first step after any accident, including an Uber or Lyft accident, is to check the safety and well-being of all involved parties. If anyone is injured, call 911 immediately. Even if the injuries are minor, it's essential to have a police report that documents the incident, as it may prove valuable in any subsequent legal proceedings.

Gather Information

Once you have ensured the safety of everyone involved, gather as much information as possible about the accident. This includes the following:

  • Driver's full name, contact information, and driver's license number; Vehicle make, model, and license plate number; Insurance information for all parties involved; Name and contact information of any witnesses; Photos of the accident scene, including damage to the vehicles and any visible injuries.

Remember to be cautious about sharing personal information with other parties or discussing the details of the accident.

Report the Accident to Uber or Lyft

Notify the ridesharing company about the accident as soon as possible. Both Uber and Lyft have in-app features for reporting accidents, which will prompt an investigation by the company. Be prepared to provide the details of the accident and any relevant documentation, such as the police report or photographs.

Seek Medical Attention

Even if your injuries seem minor, it's crucial to seek medical attention as soon as possible after the accident. Some injuries may not present symptoms immediately, and delaying treatment could lead to complications. Additionally, having medical records that document your injuries can be essential when pursuing a personal injury claim.

Understand Your Legal Rights:

In Pennsylvania, ridesharing services like Uber and Lyft are classified as Transportation Network Companies (TNCs). Under state law, TNCs must maintain insurance coverage for their drivers, which includes liability coverage, uninsured/underinsured motorist coverage, and first-party benefits for medical expenses. However, the coverage limits and the responsible party may vary depending on the circumstances of the accident.

Here are three common scenarios:

  • If the rideshare driver is not at fault for the accident, you may be able to recover damages from the at-fault driver's insurance.If the rideshare driver is at fault and is logged into the app but not engaged in a ride, Uber and Lyft provide liability coverage of $50,000 per person and $100,000 per accident.If the rideshare driver is at fault and engaged in a ride (i.e., the passenger is in the vehicle), Uber and Lyft provide liability coverage of up to $1 million per accident.

    Consult a Personal Injury Attorney:

Rideshare accident cases can be complex, as they often involve multiple insurance policies and parties. Consulting an experienced personal injury attorney is crucial to understanding your rights and ensuring that you receive fair compensation for your injuries.

A qualified attorney will help you navigate the legal process, including:

  • Investigating the accident and gathering evidence to support your claim; Negotiating with insurance companies on your behalf; Determining the appropriate compensation for medical expenses, lost wages, pain and suffering, and other damages; Representing you in court if a fair settlement cannot be reached.

The aftermath of an Uber or Lyft accident can be overwhelming, especially when dealing with injuries and the stress of navigating insurance claims and legal processes. By following these steps and securing the assistance of a skilled personal injury attorney, you can focus on your recovery while knowing that your legal rights are protected. Stay informed, proactive, and committed to seeking justice, and you will be better equipped to handle the challenges of a rideshare accident in Pennsylvania.